Ozapay

oza
CoinYQ Dossier

The token arrived before the whole super app

Ozapay’s public record begins before the company existed: a prototype was commissioned in 2023, then Johan Decottignies formed a French company in January 2024, later renamed OZAPAY FRANCE around software, domains and an earlier OZACOIN holding. The pitch promised one place for crypto and ordinary payments. OZA reached Solana in June 2025, while the downloadable wallet and its QR flows emerged later. By September 2026 the crypto layer was tangible, but Ozapay’s own pages still described euro accounts, cards and broader merchant acceptance as work in stages.

A prototype and an older coin name precede the company

A registry filing records that a prototype and “Super App” website were commissioned from OZALENTOUR SAS on June 23, 2023. When OZAPAY was being formed, the same filing recorded purchases from Johan Decottignies of OZACOIN domains and 370 million OZACOINS in January 2024.

Those records show that an app idea and a token-branded asset existed early. They do not give an onchain address or prove continuity with the later Solana OZA mint. Treating OZACOIN and OZA as one uninterrupted token would fill a gap the filing leaves open.

Decottignies forms the company, then renames and recapitalizes it

OZAPAY was created on January 24, 2024 and registered two days later under SIREN 983 874 884. Decottignies signed as sole shareholder. A decision on July 17, 2026 changed the registered name to OZAPAY FRANCE, increased capital from EUR 1,000 to EUR 114,017 and broadened the corporate object; the current register still names him president.

The website legal notice predates that change: its May 2026 version still says OZAPAY and EUR 1,000, adds that an update is forthcoming, and names Decottignies as legal representative and platform manager. The current register lists fund management as the main code but also software, applications and technical services. These records establish a software operator with a broad corporate object, not proof that it personally holds every payment or crypto licence shown in the product vision.

The pitch moves from future app to Solana token

The 2024 deck made completion and marketing of the super app an objective. A 2025 version still targeted the app release and described a 1-billion-token plan. OZA then launched on Solana on June 30, 2025, according to the May 2026 information note.

The later note changed the stated supply to 996,889,071.62 and revised the allocation. It also reported revoked mint and freeze authorities, OZA/SOL and OZA/USDT pools, partial LP locks and vesting. Because these are issuer disclosures, the exact vault coverage cannot be assumed without tracing every account.

A real wallet narrows the meaning of “launched”

The App Store now supplies independent evidence that usable software exists. Its listing describes a self-custody wallet, crypto send and receive, QR payments, transaction history and updates adding messaging, multiple accounts and Token-2022 assets. It also warns that available features vary by deployment phase and account configuration.

Ozapay says it cannot access wallet keys, but the experience is not permissionless end to end. The FAQ requires Coinbase KYC and names third-party rails for funding and exchange. A user may control assets onchain while still depending on an account, interface and partners to use the packaged service.

Merchant and euro ambitions remain a rollout, not a finished fact

The company’s payment page shows phone-to-phone QR collection and says euro payments will be integrated progressively. The paid Essential plan advertises a euro IBAN and Mastercard but is marked coming soon. On August 19, 2026, Ozapay invited merchants to participate in upcoming crypto-payment tests.

These first-party qualifiers define the product more accurately than the phrase “payment super app” alone. Crypto wallet and transfer functions are present; a broad regulated euro-and-card network remains an intended next layer. Logos for Coinbase, Swan, Bridge or Mastercard identify claimed partners, not a licence held by OZAPAY itself or proof that every integration is live.

OZA rewards use, while the company controls the surrounding rules

A finalized chain read on September 5, 2026 showed 996,888,287.04 OZA, 784.58 below the May note. Both mint and freeze authorities were null, so no operator can use those standard SPL powers to expand supply or freeze token accounts. Burns can reduce supply; ordinary transfers move existing tokens between holders.

OZA’s documented job is loyalty: challenges, referrals, partner offers and selected app benefits. It does not convey equity, dividends, ownership or a corporate vote. The token can leave the app and trade on Solana, but the usefulness attached to rewards, merchant offers and any in-app vote still follows decisions made in Ozapay’s software. That is how a self-custody token can remain economically tied to a small company’s unfinished product.

How the project changed

  1. 2023-06-23
    A prototype is commissioned

    The later formation filing records payment for an Ozapay prototype and Super App website.

  2. 2024-01-24
    OZAPAY is formed

    Johan Decottignies signs the French company filing as sole shareholder.

  3. 2024-01-26
    The company is registered

    OZAPAY enters the French register under SIREN 983 874 884.

  4. 2024
    The first deck sells a future product

    Completing and marketing the super app remains a stated objective.

  5. 2025-06-30
    OZA launches on Solana

    The information note dates the current mint’s launch.

  6. 2026-03-09
    The iOS wallet becomes publicly downloadable

    Apple records the first release of a self-custody wallet with crypto transfers, QR payments and staged feature delivery.

  7. 2026-07-17
    OZAPAY becomes OZAPAY FRANCE

    The shareholder decision changes the name, raises capital to EUR 114,017 and broadens the registered corporate object.

  8. 2026-08-19
    Merchants are invited to upcoming payment pilots

    Ozapay invites businesses to upcoming crypto-payment tests.

Evidence and primary sources

Last evidence review: 2026-09-05

What is Ozapay?

Ozapay is a mobile self-custody crypto wallet and payment project operated by the French company now registered as OZAPAY FRANCE (SIREN 983 874 884). Its current application can hold, send and receive supported Solana assets, create QR payment requests, swap assets and distribute OZA rewards. The company’s broader “super app” vision adds euro accounts, cards and merchant collection, but its own current pages still mark several of those functions as progressive, coming soon or in testing.

OZA is the project’s two-decimal SPL loyalty token at 67iVSrbgQKiPjttU9uXx9CXUoS1Si3XUhrXeiNAUUZSR. It is separate from the company and from the earlier OZACOIN assets mentioned in the formation filing. OZA can be transferred outside the app, while rewards, partner benefits and any in-app voting depend on Ozapay’s software and rules.

What problem does Ozapay solve?

Johan Decottignies framed Ozapay around a practical tension: custodial apps simplify access by holding users’ assets, while ordinary self-custody wallets leave addresses, fees, swaps and merchant payment flows to the user. Ozapay set out to put a user-controlled Solana wallet behind an account-style interface and connect it to local commerce.

That required two different systems. Solana can settle token transfers without Ozapay holding the keys, but identity checks, card funding, bank accounts, rewards and merchant acceptance depend on the company and specialist partners. The project’s history is the work of joining those layers, and its public pages show that the crypto wallet arrived before the complete euro-and-card service.

How does Ozapay work?

The iOS listing describes a live wallet that sends and receives crypto, manages several assets, records transactions and uses QR payment requests. Ozapay says the user controls the keys. The FAQ nevertheless requires Coinbase KYC for service access and describes Coinbase Onramp for card, Google Pay and SEPA funding; these offchain gates do not change custody of assets already held in the wallet.

OZA rewards attach loyalty to that flow through challenges, referrals, payments and partner offers. The mint account had 996,888,287.04 OZA at the 2026-09-05 finalized read, with mint and freeze authorities both null. That prevents standard-authority inflation or account freezing, but holders can burn tokens and Ozapay can change application rewards, eligibility and access. The company’s 60,000-TPS line describes claimed Solana capacity, not measured Ozapay throughput.

Key facts

  • The filing records a commissioned prototype on 2023-06-23; OZAPAY was formed on 2024-01-24 and registered on 2024-01-26.
  • Johan Decottignies signed the formation filing as sole shareholder and is named in the current legal notice as legal representative and platform manager.
  • A 2026-07-17 decision renamed the company OZAPAY FRANCE and increased capital from EUR 1,000 to EUR 114,017; the May website notice still shows the earlier details.
  • The filing records OZACOIN domains and 370 million OZACOINS transferred into the forming company, but does not link them cryptographically to the later OZA mint.
  • The 2024 and 2025 presentations described completing and launching the super app as a future objective.
  • The information note dates the Solana OZA launch to 2025-06-30 and gives the exact mint address.
  • The 2025 presentation stated 1 billion OZA; the May 2026 note stated 996,889,071.62; the 2026-09-05 chain read returned 996,888,287.04.
  • The current mint is initialized with two decimals and null mint and freeze authorities.
  • OZA is described as loyalty and utility, without shares, dividends, company ownership or corporate voting rights.
  • The live iOS listing verifies self-custody wallet, send, receive, QR and transaction-management functions, with features delivered by stage.
  • Current Ozapay pages say euro payments are progressive, the IBAN/card plan is coming soon and merchant-payment tests are upcoming.

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Frequently asked questions

Who founded Ozapay?

Johan Decottignies signed the January 2024 formation filing as sole shareholder. The current French register names him president of OZAPAY FRANCE; the website team page calls him president and founder.

Is OZA the same as the earlier OZACOIN?

The formation filing mentions OZACOIN domains and 370 million OZACOINS before OZA’s documented June 2025 Solana launch. No reviewed source proves that the earlier asset and the current mint were technically identical, so the dossier keeps them separate.

What is live in the app?

Apple’s listing confirms a downloadable self-custody wallet with crypto send, receive, QR payments, transaction history and staged updates. Ozapay’s pages still call euro integration progressive and its IBAN/card tier coming soon.

What rights does OZA provide?

Ozapay documents rewards, benefits and partner offers. Its information note says OZA is not a share or security and gives no company ownership, dividend or corporate voting right.

Can more OZA be minted or accounts frozen?

The current SPL mint returns null mint and freeze authorities. Those standard powers cannot be used or restored, although holders can burn tokens and the app can still control access to its own services and rewards.

Why do OZA supply figures differ?

They refer to different documents and dates. The 2025 deck said 1 billion, the May 2026 note said 996,889,071.62, and the finalized chain read on 2026-09-05 showed 996,888,287.04. With mint authority revoked, later reductions can occur through burns. These dated amounts are not interchangeable measures of a permanent maximum. An unspecified maximum in the catalog does not mean that the revoked mint authority has been restored.

Does Ozapay already provide euro accounts and cards?

Its broader materials describe those goals, but the current pricing page marks the euro IBAN and Mastercard tier coming soon and the payments page says euro functions will be integrated progressively.

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