Smilek to the Bank imagines community-owned finance. Its first ledger is less settled: the chain records SMILEK and 1.75 trillion units, while two official documents begin with SMK and one billion.
The site, audit and BscScan converge on 0x4f9d3adbfaf4579518b1ca7e06468a363897b997. Its read methods return Smilek to the Bank, SMILEK, 18 decimals and 1,750,000,000,000 units.
The homepage and February 2026 whitepaper put SMK and 1,000,000,000 units beside that same address. The onchain supply of 1,750,000,000,000 is 1,750 times the documented one-billion figure.
The homepage assigns 30% to community and public distribution, 15% to ecosystem and rewards, 15% to development, 15% to strategic partnerships and marketing, 10% to liquidity and 15% to treasury reserves. The whitepaper assigns 40% to community and public distribution, 20% to ecosystem and rewards, 15% to development, 15% to marketing and partnerships and 10% to liquidity, with no separate treasury allocation.
Neither source names receiving wallets, cliffs, vesting dates or transfers reconciled to 1.75 trillion. The allocation is not an auditable schedule.
Coinsult found no mint, blacklist, pause, max transaction or trading gate and 0% fee ceilings. It noted renunciation; owner() now reads 0x1.
The audit recorded two low-risk findings acknowledged by the project, zero medium or high findings, and no client KYC. Acknowledgment records acceptance of a finding, not its remediation. The reviewed public materials did not identify a founder, operating company, foundation or legal issuer.
Governance and staking appear in Phase 2; lending and the DAO treasury in Phase 3. The reviewed materials did not link live contracts, voting proposals, quorum rules or a treasury address.
The demonstrated position is a transferable token balance. The reviewed materials do not document claims to business income, equity, reserves, redemption or deposit protection.
Whitepaper v1.0 presents SMK, a one-billion supply, and future governance and staking. The whitepaper assigns 40% to community and public distribution, 20% to ecosystem and rewards, 15% to development, 15% to marketing and partnerships and 10% to liquidity, with no separate treasury allocation.
It records renunciation, 0% fee ceilings, two acknowledged low risks and no KYC.
Last evidence review: 2026-09-05
Smilek to the Bank here means the token at 0x4f9d3adbfaf4579518b1ca7e06468a363897b997 on BNB Smart Chain. The deployed contract calls it SMILEK and reports 1,750,000,000,000 units with 18 decimals.
Its official presentation adds governance, staking, lending, treasury participation and future DeFi integrations. Those products appear as roadmap stages, not linked deployments, so the token and proposed ecosystem must be read separately.
The same website, whitepaper, audit and explorer identify one address, yet the website and whitepaper call it SMK with a fixed 1,000,000,000 supply. The chain says SMILEK and 1.75 trillion.
The homepage assigns 30% to community and public distribution, 15% to ecosystem and rewards, 15% to development, 15% to strategic partnerships and marketing, 10% to liquidity and 15% to treasury reserves. The whitepaper assigns 40% to community and public distribution, 20% to ecosystem and rewards, 15% to development, 15% to marketing and partnerships and 10% to liquidity, with no separate treasury allocation. The reviewed materials provide no recipient wallets, vesting dates or reconciliation with the current supply.
Holders can account for and transfer SMILEK balances. Coinsult's 26 February 2026 review reported no mint, blacklist, pause, max-transaction or trading-activation power and 0% fee ceilings. It showed an owner-only fee exclusion, said ownership was renounced, and owner() now reads 0x1.
The audit recorded two acknowledged low-risk findings, zero medium/high findings and no client KYC. Reviewed materials identify no legal issuer or live vote, staking, lending, treasury or redemption mechanism.
Smilek to the Bank at 0x4f9d3adbfaf4579518b1ca7e06468a363897b997; the address fixes identity despite ticker inconsistency.
The current contract says 1.75 trillion SMILEK. One billion SMK is the conflicting document claim.
The February audit reported no such powers; current owner() reads address 0x1.
They appear on the roadmap, but the reviewed materials do not link a live portal, proposals or contracts.
The contract demonstrates a transferable balance. The reviewed public materials do not establish equity, revenue, redemption, reserve-asset or deposit-protection claims.
Choose a tracking site for Smilek to the Bank:
