Ribbita by Virtuals

Virtuals created project 18820 on 11 January 2025. Its copy says crypto and fintech are merging but names no company, developer, model or app. The sole member says Owner while public wallet, biography, avatar and socials are empty.

Four hours later bonding completed. At 00:30:03 UTC on 12 January, launch machinery created TIBBIR, its VIRTUAL pair, Agent DAO, veToken and token-bound accounts around agent 826. Contracts prove deployment, not a useful AI running behind them.

Virtuals’ builder guide calls biography front-end description that does not influence sentience or actions. Ribbita’s AI description, first message, roadmap, utility, product detail, ACP ID and revenue wallet remain empty.

Ribbita belongs to the older standard-launch generation. The retained guide describes a 100 VIRTUAL curve, graduation near 42,000, one billion initial tokens, a VIRTUAL pool and ten-year LP lock. The API marks BONDING; its pool is 0x0c3b…4888.

Supply was 999,904,783.434368 on 4 September 2026 because holders can burn. Buy and sell each pay 100 basis points. No Ribbita document obliges the tax recipient to fund inference, development, buybacks or holder distributions. A fee market arrived; a service contract did not.

TIBBIR is a minimal proxy with implementation 0x766E…EB7b embedded in bytecode, not a conventional upgradeable proxy. Yet owner or factory can alter pool and caller lists, tax recipient and rates, swap threshold, and recover foreign assets.

The live owner is EOA 0xe220…2567, also used across other Virtuals agent tokens; tax recipient is 0x8e02…5d0e. Public labels identify neither accountable humans nor signer policy, and the member wallet is hidden.

Agent DAO and veToken addresses are not a constitution. No proposal archive, quorum, treasury mandate or execution rule was found while direct owner setters remain live. TIBBIR custody, ve participation and operational authority are separate relationships.

TIBBIR is RIBBIT backward. A Robinhood Form 5 filed 3 January 2025 records a Tibbir Trust receiving and transferring Robinhood shares on 15 May 2024 and describes Meyer Malka family holdings. It never names Ribbita, TIBBIR, Virtuals, Base or 0xA4A2…6e00.

Virtuals terms call permissionless launches third-party projects and disclaim due diligence and endorsement. Without a Ribbit Capital statement, authenticated entity, operator disclosure or rights contract, affiliation remains inference. A holder owns a taxed token—not the trust’s shares, Ribbit equity, Ribbita IP or a secret product claim.